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Experienced ERISA and Employee Benefit Attorneys

Helping you obtain the benefits you earned and deserve 

The Employee Retirement Income Security Act of 1974, commonly called ERISA, is a federal law protecting the rights of almost every United States employee and retiree to promised benefits during employment and retirement, such as pension and savings plan benefits, medical benefits, life insurance benefits and more.  For more than 25 years, the attorneys at Sandals & Associates, P.C. have been fighting for employee and retiree rights to these essential benefits covered by ERISA.  We’ve used our experience and knowledge to skillfully represent individuals in obtaining and protecting from cutback the benefits they earned and deserve and to restore financial losses to pension and savings plans.What does ERISA cover?  Many employer-provided benefits are covered by ERISA, including:

  • Pension plans
  • Savings plans
  • Medical insurance plans
  • Life insurance benefits
  • Severance benefits

ERISA applies to most private employers who offer employee and retiree benefits (or plans).  There is no federal law requiring employers to offer any particular types of benefits or any benefits at all.  But when an employer does offer benefits it must comply with the strict standards of the federal ERISA law.

Does ERISA or another protective law apply to my case?

We will be pleased to review your situation to determine whether ERISA or another protective law applies to your situation and whether you may have a claim against your plan or the people who administer it.  There are four questions that help us determine when ERISA applies:

  • Who pays the premiums? If the employer pays all or some of the premium, it’s likely covered by ERISA.
  • Who is the contact for the plan? If your contact person is the “plan administrator,” this is probably ERISA-covered.
  • For whom do you work? Private companies are probably covered by ERISA, but government entities and religious institutions generally are not covered.
  • What kind of insurance is involved? If the insurance is offered by the employer it’s likely covered by ERISA — but other kinds of insurance you arrange to buy on your own are not covered.

Contact Sandals & Associates, P.C.

Our attorneys have over 35 years of experience helping people navigate the complexities of ERISA claims.  We will work with you to decide whether you have a legal and factual basis for a claim or lawsuit to secure the benefits you earned and deserve.  Call 860-868-1140 or contact us online to schedule a free consultation.  We represent clients throughout the United States and stand ready to represent you in your ERISA benefits claim.